From: "JOHN SERGIO LENDERS" <jacato@centurytel.net>
To: undisclosed-recipients:;
Subject: LOAN OFFER (Contact jserg_loanagency@hotmail.com)


-- Dear Sir/Madam,

We Offer Private, Commercial and Personal Loans with very Minimal annual Interest Rates as Low as 3% within 1 year to 50 years repayment duration period toany part of the world. We give out loans within the range of $5,000 to $100,000,000 USD. Our loans are well insured for maximum security is our priority.

Interested Persons should contact me via E-mail

Lender'sName:John Sergio
Lender's Email: jserg_loanagency@hotmail.com

BORROWERS INFORMATION

Names:
Country:
Address:
Age:
Fax Number:
Personal Number:
Occupation:
Sex:
Monthly Income:
Amount Needed:
Loan duration:
Brief description of individual:

Best Regards
John Sergio

From: JOHN SERGIO LOAN AGENCY <jserg_loanagency@hotmail.com>
Sent: Friday, 8 August, 2008 9:14:32 AM
Subject: LOAN APPLICATION FORM

JOHN SERGIO LOAN AGENCY
Ref: EAASL/941OYI/02/SHYN
Batch: 12/25/0034
Attention: Customer;

I wish to acknowledge the receipt of your email regarding the request for a loan. If you are interested in a loan, fill the application form below and send it back to us via email so that we can proceed with your request for a loan.

[form repeated]

I wait the recepit of your application form.

From: JOHN SERGIO LOAN AGENCY <jserg_loanagency@hotmail.com>
Sent: Friday, 8 August, 2008 7:45:36 PM
Subject: LOAN AGREEMENT/CONDITIONS AND REPAYMENT SCHEDULE.

JOHN SERGIO LOAN AGENCYRef: EAASL/941OYI/02/SHYN
Batch: 12/25/0034

Attention: Jack Bigstakk,

I wish to acknowlegde the receipt of your email. i have reviewed the information you sent to acquire a loan of $50,000.00 and i have prepared a loan repayment schedule / Loan agreement to that effect.

REPAYMENT SCHEDULE

Loan Balance: $50,000..00
Adjusted Loan Balance: $50,000.00
Loan Interest Rate: 3.00%
Loan Fees: 0.00%
Loan Term: 5 years
Minimum Payment: $0.00

Monthly Loan Payment: $898.43
Number of Payments: 60

Cumulative Payments: $53,906.09
Total Interest Paid: $3,906.09 Note: The monthly loan payment was calculated at 59 payments of $898.43 plus a final payment of $898.72..

LOAN AGREEMENT/CONDITIONS:

{1}The applicant will start the repayment of loan at the end of every month starting from 1st month after loan has been transferred.
{2} Failure to pay back the loan at this expected date/period, legal actions will be taken against the applicant by our attorney immediately.
{3} Applicant who is unable to meet with the repayment will be given 6 months more as a grace period before legal actions will be taken.
{4} Insurance process shall be carried out on the loan. Expenses is on both parties (Lender and Borrower).

Be informed that you will be expected to send to me a scanned copy of your ID/international passport to hold against the loan, since you are an international applicant. Once this is received, insurance process will commence. At the end of this process, approval of the loan will not be a problem..

The loan will be transfered into your personal bank account,which you will provide to me later.Once the loan has been approved ready for transfer then i will instruct you to provide to me your Banking Informations to enable the bank make a swift transfer to you.

Do get back to me as soon as possible if you are in agreement with the terms and condition, for the loan process to continue.

Yours Sincerely,
Mr. John Sergio.

I await your prompt response so as to give details for the payment of the insurance fee.

Yours Sincerely,
Mr. John Sergio.

From: JOHN SERGIO LOAN AGENCY <jserg_loanagency@hotmail.com>
Sent: Monday, 11 August, 2008 4:23:31 PM
Subject: LOAN INSURANCE UPDATE

JOHN SERGIO LOAN AGENCY
Ref: EAASL/941OYI/02/SHYN
Batch: 12/25/0034

Attention: Mr. Jack Bigstakk,

Top of the day to you. I wish to acknowlegde the reciept of your mail stating that you are in acknowledgement with the terms and condition of releasing the loan to you. The insurance fee for the loan amount is $1000 USD(One Thousand USD Only), which we both have to pay 50% each. That means you are required to pay $500 USD (Five Hundred USD Only) as insurance fee for the loan. The loan has to be insured before we can proceed with the transfer of the loan to you. You are to send to us a scanned copy of your international ID/ driver's license^* via e-mail that we can hold against your loan.

I will advise that you go ahead and make the payment to the insurance company, so as to enable them insure the loan in your name and favour before it will be transfered into your bank account which you are to provide to us.

Once the loan has been insured,a legal attorney will get some vital document ready and then have the loan approved, after which it will be ready for transfer to your bank account. It normally takes 2 working days to get the loan approved after the loan might have been insured.

After the loan amount has been insured in your name, i will immediately send to you the LOAN INSURANCE CERTIFICATE,which you will also keep to yourself for reference purposes.

From: JOHN SERGIO LOAN AGENCY <jserg_loanagency@hotmail.com>
Sent: Friday, 15 August, 2008 6:23:13 PM
Subject: YOUR URGENT RESPONSE NEEDED

Attn: Mr. Jack Bigstakk,

I got your mail but I want you to know that the said insurance fee ($500.00) cannot be included in the loan funds because we are also part of the insurance process. Besides that, you are not making the payment to us but to the Insurance Company.

I hereby advice you to act fast and get back to us so as to give you the payment instruction of insurance fee as soon as possible.

Note: The loan funds has been approved by our attorney but our payment bank (London Scottish Bank Plc) will not commence the transfer of the loan funds to you without insuring it.

We await your prompt response in this regards, okay.

John Sergio.

From: JOHN SERGIO LOAN AGENCY <jserg_loanagency@hotmail.com>
Sent: Saturday, 16 August, 2008 12:33:57 PM
Subject: YOUR ATTENTION IS NEEDED

Attn: Jack Bigstakk,

I am sorry form all indication, you seem to be very unserious about the loan offer, I am sorry we are going to cancel the loan offer since you are not ready to insure it.

Get back to us in this regards if you want the loan.

John Sergio.